This is not a game of pride of your nation where losing will not seriously affect your personal finances. This is a game of comparison and decision which if you play it smartly, you can beat the credit card issuers in their own game.
Their home ground is to lure you with Balance Transfer Credit Cards and you can boldly enter their home ground provided you are armed with proper calculations.
Let me tell you some tips.
*Bargain for a minimum of one year interest free period for the balance that you allow them to transfer from your other credit cards.
* The balance transfer offer came from them. So, try to get them waive off the balance transfer fee.
Else, please go to creditcardsearchengine.com and analyze the offers from various banks such as HSBC, Bank of America, and Citibank and so on. Compare the offers carefully and then decide.
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